Sr. Risk Analyst

Sr. Risk Analyst
PayJoy, Mexico

Experience
1 Year
Salary
0 - 0
Job Type
Job Shift
Job Category
Traveling
No
Career Level
Telecommute
No
Qualification
Bachelor's Degree
Total Vacancies
1 Job
Posted on
Mar 25, 2021
Last Date
Apr 25, 2021
Location(s)

Job Description

PayJoy is hiring a Sr Risk Analyst in Mexico who will help us scale PayJoy’s point of sale phone finance and cash lending portfolio in Mexico, LATAM, and other global markets. The right candidate will be self-driven, ambitious, and data driven, looking to have a big impact at a fast growing startup. The right candidate will also be deeply motivated by PayJoy’s mission to empower the next billion smartphone users.

As Sr Risk Analyst you will use PayJoy’s data warehouse to build analysis, policy recommendations, and dashboards that optimize risk outcomes across PayJoy’s portfolio of credit products and countries. In addition to building datasets and dashboards you will be focused on defining actionable next steps that improve product profitability and risk KPIs. You will work directly with and provide data leadership for a broad set of teams including: Executives, Product, Engineering and Go to Market.


Responsibilities

  • Use SQL and R or Python to extract and manipulate data underpins your recommendations (we are very data-driven).
  • Make actionable recommendations about how to improve outcomes based on your analysis.
  • Work closely with the Data Science team to implement ML and AI models that optimize portfolio outcomes..
  • Create dashboards that measure performance of credit portfolios, new product pilots and A/B tests.
  • Write succinct and thoughtful documentation that explains your analysis and recommendations.

Requirements

  • Bachelor's degree in Finance, Economics, Mathematics, Industrial Engineer or similar
  • +2 years of experience in rigorous analytical/empirical role
  • Strong general analytical and problem-solving skills
  • Mastery of SQL
  • Proficiency in Python or R
  • Understanding of statistical tools and methods, and experience working with large data sets.
  • Consumer finance experience is a plus.

Benefits

  • Company-funded health insurance for employee and immediate family
  • Company-funded employee life insurance
  • 10 company holidays; 15 days vacation (20 at 3rd year); unlimited sick leave
  • Annual fitness benefit ($500); professional development benefit ($2000), and international travel benefit ($2000)
  • Aguinaldo 20 dias; Vacation bonus 50%; $2,000 MXN / month vales de despensa
  • Phone finance benefit

About PayJoy

PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile locking technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.

Founded in 2015, today PayJoy has reached hundreds of thousands of customers in a dozen countries around the globe, including Mexico, Brazil, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to millions in the near future.


Job Specification

Job Rewards and Benefits

PayJoy

Information Technology and Services - Mexico City, Mexico
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